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            With the plethora of natural disasters that have struck the United States in recent years, business owners must face the very real possibility that a tornado, hurricane, wildfire, or other calamity might wreak havoc on their businesses. Thus, it is important to make sure that businesses are properly valued. However, many business owners are undervaluing their business properties, in which case they may not be fully protected by their commercial insurance policies. Business owners should understand that, even though commercial real estate prices have declined since 2007, the cost of rebuilding or replacing business property has not decreased along with value. It is therefore important to enlist the help of a knowledgeable agent when insuring business property.  




NOTE: While lower property valuation and correspondingly lower policy limits may enable business owners to save money in the short-term, those lower limits could wipe out those savings if a catastrophe were to result in a total loss.

Posted 2:17 PM

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