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            The recent economic downturn provided all the motivation that many people needed to begin thinking about starting businesses of their own that operate out of their homes. Before embarking upon this type of entrepreneurship, self-starters should know that their homeowners insurance policies do not generally cover home-based business losses. Depending on the particular risks that their businesses face, home-based business owners may elect to add riders to their homeowners policies that cover normal business risks such as property damage. Nonetheless, homeowners policy coverage only extends so far in covering home-based businesses. With this in mind, those with home-based businesses may want to avail themselves of  additional policies to cover other risks such as general and professional liability.




NOTE: Professional liability insurance protects businesses against malpractice, errors, and negligence  in provision of services to their customers.

Posted 12:42 PM

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