Directors & Officers (D&O) Insurance
Protection for Leaders, Boards, and Decision-Makers
Business leaders make decisions every day that impact employees, clients, vendors, investors, and the community. When someone believes those decisions caused harm—financial or otherwise—directors and officers can be held personally liable.
Directors & Officers Liability Insurance (D&O) helps protect leadership teams from legal claims arising from their management decisions.
What D&O Insurance Covers
Management Liability Claims
Protection against claims alleging:
- Mismanagement
- Breach of fiduciary duty
- Negligence
- Failure to comply with regulations
- Misrepresentation
- Errors in judgment
Defense Costs
Coverage for legal defense, settlements, and judgments.
Entity Coverage
Some policies provide protection for the business itself in addition to individual directors and officers.
Who Should Consider D&O Insurance?
For-Profit Businesses
- Private companies
- Growth-stage businesses
- Family-owned organizations
Nonprofits & Community Organizations
D&O coverage is crucial, as board members are often volunteers and can be personally named in lawsuits.
Professional Associations & Community Groups
Coverage protects leadership teams who make decisions on behalf of members.
Why D&O Matters
Without insurance, directors and officers may be personally responsible for legal costs—putting their personal assets at risk.
D&O coverage provides peace of mind and helps attract strong leadership talent.
Protect Your Leadership
Contact JED Insurance to secure D&O coverage tailored to your organization.
508-543-1067 | Foxborough, MA