Employment Practices Liability Insurance (EPLI)
Protecting Businesses from Employee-Related Claims
Employment-related lawsuits continue to rise nationwide, impacting organizations of all sizes. Even when unfounded, these claims can be expensive to defend.
Employment Practices Liability Insurance (EPLI) provides essential protection for businesses when employees or job applicants allege that their rights were violated.
What EPLI Covers
Common Claims Include:
- Wrongful termination
- Discrimination (age, race, gender, )
- Sexual harassment
- Retaliation
- Failure to promote
- Wrongful discipline
- Misrepresentation
- Negligent evaluation
Coverage Features
- Defense costs
- Settlements and judgments
- Legal fees
- Third-party coverage (customers, vendors, clients) when available
Who Needs EPLI?
Any business with employees should consider EPLI, including:
- Small businesses
- Professional service firms
- Medical and dental offices
- Restaurants and hospitality businesses
- Retail stores
- Contractors and trades
- Nonprofits and community organizations
Even businesses with excellent HR practices and strong workplace policies can face claims.
Why EPLI Is Important in Massachusetts
Massachusetts has some of the strongest labor and employment laws in the country, including wage & hour regulations and expanded employee protections. These factors make EPLI coverage especially important for employers operating in the state.
Protect Your Business and Your Team
Contact JED Insurance to learn more about EPLI coverage.
508-543-1067 | Foxborough, MA