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Friday, May 3, 2013 One way to calculate how much life insurance you need involves figuring how much investment capital it would take to replace all of your income for two decades or longer if it were invested in secure Treasury/municipal bonds and certificates of deposit. READ MORE >>
Friday, May 3, 2013 With the heightened awareness of workers’ rights that has taken hold in recent years, business owners must protect themselves against claims made by employees, former employees, or potential employees. READ MORE >>
Friday, May 3, 2013Financial experts suggest that you regularly check your credit score because a good credit history helps qualify you for better interest rates on loans and credit cards. In some cases, a high credit score may also help to ensure lower auto insurance premiums since insurance companies have found t... READ MORE >>
Friday, May 3, 2013While casual hobbyists can generally rely on their homeowners policies (which typically cover personal property up to half the value of their homes) for coverage of their collections, serious collectors with valuable collections should either have riders on their homeowners policies or specialty-insurance coverage. READ MORE >>
Wednesday, April 10, 2013 In his book “Blink,” author Malcolm Gladwell delves into the way people make decisions, many of which involve the “adaptive unconscious. READ MORE >>
Wednesday, April 10, 2013 With so many homeowners either being forced out of their homes or postponing their decision to purchase a first home during the past few years, more than the usual number are finding themselves renting. READ MORE >>
Wednesday, April 10, 2013 Long-term care insurance policies provide coverage for custodial care of Alzheimer’s patients, which typically begins when a physician provides evidence of cognitive impairment or if the patient needs help with at least two daily-living activities. READ MORE >>
Wednesday, April 10, 2013 For many obvious reasons and others that are not so obvious, such as adverse road conditions and inattentiveness on the part of other drivers, riding on two wheels may be inherently more dangerous than riding in a four-wheel vehicle. READ MORE >>
Monday, April 8, 2013 Anyone approaching age 65 who will be enrolled in Medicare Part B should consider shopping for Medicare supplement insurance, popularly known as “Medigap” insurance. READ MORE >>
Monday, April 8, 2013 Even though vehicle owners may think they have enough auto insurance coverage to protect them from just about any eventuality, it should be pointed out that nearly 14 percent of motorists are uninsured. READ MORE >>
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