October 25, 2012
AgencyAvoiding the Pain of Keyboard Strain
Many employees work on a computer five days a week, and make repetitive motions for prolonged periods of time. One consequence of such repetitive stress is cumulative trauma disorder (CTD). According to the Bureau of Labor Statistics (2011), CTD accounts for more than 50% of all occupational illnesses in the U.S. In particular, carpal tunnel […]
October 29, 2012
AgencyFoxborough Patch’s Guide to Hurricane Sandy
The Town of Foxborough and Foxborough Patch are providing residents with the following tips and information to use during and after Hurricane Sandy, which is expected to affect the area Monday and Tuesday. HHurricane Sandy or “Frankenstorm” looks as if it will have an impact on our community, beginning Monday. The National Weather Service is […]
November 14, 2012
AgencyUnderstanding the Role of the Insurance Professional
Today, businesses are vulnerable to a number of risks associated with property and liability. Consider what might happen if your business were to experience a weather-related disaster, a burglary, a product lawsuit, or a temporary interruption in business operations. Would you have the resources necessary to recoup your losses? In many cases, businesses can be […]
April 5, 2013
AgencyYOU BET YOUR LIFE!
Aside from having a face value (the amount paid to beneficiaries upon death), a permanent life insurance policy also has a cash value, which is a savings account funded by a portion of the policy’s premiums. When policies are held long enough for their cash value to accrue to significant amounts, policyholders can […]
April 5, 2013
AgencyPROTECTING PEOPLE
If you were to only pay attention to the numerous TV advertisements for automobile insurance, you might think that auto insurance policies were solely focused on fixing damaged vehicles. More importantly, there are people inside crashed vehicles who deserve at least an equal degree of protection. While “collision” coverage pays for damage sustained […]
April 5, 2013
AgencyBINDING OBLIGATION
When the need for insurance coverage is immediate, the agent with authority from the insurance company may fill out a document obligating the company to provide prompt coverage. This document, which is called a “binder,” may be tendered before the policyholder has even paid any part of the premium, and it will remain in […]
April 5, 2013
AgencyGUARDING AGAINST CYBER THREATS
Businesses large and small are realizing many outstanding financial benefits that come with embracing Internet and network-based technology, and they are not the only ones. There is also a plethora of new risks posed by cyber thieves and other malevolent entities. In fact, the risk is perceived to be so great that […]
April 8, 2013
AgencyLESSONS FROM SANDY
Hurricane Sandy clearly brought home the utter devastation that comes with flooding. Another important reality for those actually affected is the fact that an estimated 70 percent of the homes that endured water damage due to Sandy were not insured against flooding. Homeowners insurance does not cover flooding, but many people assume that they […]
April 8, 2013
AgencyMAKE IT YOUR BUSINESS!
Innovations in technology have made it possible for increasing numbers of individuals to operate small businesses from their homes. Those small business owners who have availed themselves of these new technologies should make it a priority to ensure that their liability, business equipment, inventory, and other assets and risks are insured appropriately. While homeowners […]
April 8, 2013
AgencyLOOKING OUT FOR THE OTHER GUY
Even though vehicle owners may think they have enough auto insurance coverage to protect them from just about any eventuality, it should be pointed out that nearly 14 percent of motorists are uninsured. (The percentage varies widely from state to state.) Fortunately, auto policy holders may avail themselves of “uninsured coverage,” which pays […]